|
Mayflower
Capital
|
Doctor Clients Type of Work * Project Work * Assets under management (sub-advised) Client's Needs * Investment Review and Advice: Do You Have the Right Investments? * Integrate Investments With Financial Plan * Frequent Check-up of Investments * Second Opinion About Your Investment Strategy * Investments Needed for Retirement Plan * Investment Plan or Review * Investment Plan for Lump Sum Distribution, Including Inheritances, 401k or 403b Rollover When you are working in a demanding career as a physician you have no time to handle your own finances, so you need professional investment advice so that you can structure your portfolio to minimize risk of a crash, protect it from inflation, and integrate it with other parts of financial planning. For example, one financial planning strategy might be to hold stocks in a taxable account so as to get Long Term Gains tax treatment and hold bonds in an IRA, a 401k, or a 529 Plan. When funds are withdrawn from a traditional IRA there is no tax treatment of investments as Long Term Capital gains, instead they are taxed as "ordinary income", so a traditional IRA should not be used to hold stocks or real estate. Mayflower Capital |